SAC, Incorporated Terms of Use
Effective May 15, 2019

These Terms of Use (“Terms”) apply to your access to and use of the websites, applications and other online products and services (collectively, our “Services”), provided by SAC, Incorporated (“SAC” or “we”). By using our Services, you agree to these Terms. If you do not agree to these Terms, including the mandatory arbitration provision and class action waiver below, you may not use our Services.

Please refer to our Privacy Policy for information about how we collect, use and disclose information about you.

Eligibility

You must be at least 13 years of age to use our Services. If you are under 18 years of age (or the age of legal majority where you live), you may only use our Services under the supervision of a parent or legal guardian who agrees to be bound by these Terms. If you are a parent or legal guardian of a user under the age of 18 (or the age of legal majority), you agree to these Terms and to be fully responsible for the acts or omissions of such user.

Limited License

Our Services, including the product descriptions, text, graphics, images, photographs, videos, illustrations, trademarks, trade names, service marks, logos, slogans and other content contained therein, are owned by or licensed to SAC and are protected under both United States and foreign laws. Except as explicitly stated in these Terms, SAC and our licensors reserve all rights in and to our Services. SAC grants you a limited, nonexclusive, nontransferable, non-sublicensable, revocable license to use our Services for your own personal use; however such license does not include the right to (a) sell or resell any aspect of our Services to any third party or otherwise use our Services for any commercial purpose; (b) copy, reproduce, distribute, publicly perform or publicly display any aspect of the Services, except as expressly permitted by us or our licensors; (c) modify the Services, remove any proprietary rights notices or markings, or otherwise make any derivative uses of our Services; or (d) use our Services other than for their intended purposes. Any use of our Services other than as specifically authorized herein, without our prior written permission, is strictly prohibited and will terminate the license granted herein.

Prohibited Conduct

You agree that you will not violate any applicable law, contract, intellectual property or other third-party right or commit a tort, and you are solely responsible for your conduct while accessing or using our Services. You will not:

• Engage in any harassing, threatening, intimidating, spamming, predatory or stalking conduct;
• Use our Services in any manner that could interfere with, disrupt, negatively affect or inhibit other users from fully enjoying our Services or that could damage, disable, overburden or impair the functioning of our Services in any manner;
• Reverse engineer any aspect of our Services or do anything that might discover source code or bypass or circumvent measures employed to prevent or limit access to any part of our Services;
• Attempt to circumvent any content-filtering techniques we employ or attempt to access any feature or area of our Services that you are not authorized to access;
• Develop or use any applications that interact with our Services without our prior written consent;
• Use any data mining, robots or other data gathering or extraction methods in connection with the Services;
• Bypass or ignore instructions contained in any robots.txt file we provide that controls automated access to portions of our Services; or 
• Use our Services in any illegal, fraudulent or other unauthorized manner, or engage in, encourage or promote any activity that violates these Terms.

Hyperlinks

You may create a text hyperlink to our Services for noncommercial purposes, provided such link does not portray SAC or any of its services in a false, misleading, derogatory or otherwise defamatory manner and provided further that the linking site does not contain any adult or illegal material or any material that is offensive, harassing or otherwise objectionable.  This limited permission may be revoked at any time.  You may not use the SAC logo or other proprietary graphic of SAC to link to our Services without our express written permission. 

Third-Party Content

SAC may provide third-party content on our Services, including content provided by you or another user, and may provide links to web pages and content of third parties (collectively, the “Third-Party Content”).  SAC does not endorse or adopt any Third-Party Content and can make no guarantee as to its accuracy or completeness. SAC does not create, update, or monitor Third-Party Content and is not responsible for any Third-Party Content.  You are responsible for deciding if you want to access or use Third-Party Content or applications that link from our Services.  Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through our Services are solely between you and such advertiser.  Access and use of such Third-Party Content, including the materials, products or services on or available through any third-party sites, is solely at your own risk.  

Feedback

Any questions, comments, suggestions, ideas, original or creative materials or other information you submit about SAC or our products or Services (collectively, “Feedback”), is non-confidential and SAC will be entitled to the unrestricted use and dissemination of Feedback for any purpose, commercial or otherwise, without acknowledgment or compensation to you.

Copyright Complaints

We have a policy of limiting access to our Services and do not condone the infringement of the intellectual property rights of others. If you believe that anything on our Services infringes any copyright that you own or control, you may notify SAC’s Designated Agent as follows:   

Please see 17 U.S.C. §512(c)(3) for the requirements of a proper notification. Also, please note that if you knowingly misrepresent that any activity or material on our Services is infringing, you may be liable to SAC for certain costs and damages.  

Indemnification

To the fullest extent permitted by applicable law, you will indemnify, defend, and hold harmless SAC, our affiliates, and each of our and their respective officers, members, managers, directors, agents, partners and employees (individually and collectively, the “SAC Parties”) from and against any loss, liability, claim, demand, damages, expenses or costs (“Claims“) arising out of or related to (a) your access to or use of our Services, including your conduct in connection with our Services; (b) your Feedback; (c) your violation of these Terms; or (d) your violation, misappropriation or infringement of any rights of another (including intellectual property rights or privacy rights). You agree to promptly notify SAC Parties of any third-party Claims, cooperate with SAC Parties in defending such Claims and pay all fees, costs and expenses associated with defending such Claims (including, but not limited to, attorneys’ fees).  You also agree that the SAC Parties will have control of the defense or settlement of any third-party Claims. This indemnity is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and any of the SAC Parties.

Disclaimers

We do not control, endorse or take responsibility for any Third-Party Content available via our Services. Your use of our Services is at your sole risk.  Except as otherwise provided in these Terms, our Services are provided “as is” and “as available” without warranties of any kind, either express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement, except that if SAC provides an express limited warranty for a SAC product, the implied warranties are limited to the term of that limited warranty. In addition, SAC does not represent or warrant that our Services are accurate, complete, reliable, current or error-free. While SAC attempts to make your access to and use of our Services safe, we cannot and do not represent or warrant that our Services or servers are free of viruses or other harmful components. Except as otherwise provided in these Terms, you assume the entire risk as to the quality and performance of the Services and the products you purchase via the Services.

Limitation of Liability

1. The SAC Parties will not be liable to you under any theory of liability—whether based in contract, tort, negligence, warranty, or otherwise—for any indirect, consequential, incidental or special damages arising out of or in any way related to these Terms or our Services, even if SAC or the other SAC Parties have been advised of the possibility of such damages.  Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitations or exclusions may not apply to you.
2. For all claims arising out of or relating to these Terms or our Services, the total liability of SAC Parties is limited to $100.  
3. The limitations set forth in this section will not limit or exclude liability for personal injury or property damage caused by the gross negligence, fraud, or intentional, willful, or reckless misconduct of the SAC Parties or for any other matters in which liability cannot be excluded or limited under applicable law. 

Release

To the fullest extent permitted by applicable law, you release the SAC Parties from responsibility, liability, claims, demands, or damages of every kind and nature, known and unknown (including, but not limited to, claims of negligence), arising out of or related to disputes between users and the acts or omissions of third parties. You expressly waive any rights you may have under California Civil Code § 1542 as well as any other statute or common law principles that would otherwise limit the coverage of this release to include only those claims which you may know or suspect to exist in your favor at the time of agreeing to this release.

Dispute Resolution; Binding Arbitration 

Please read the following section carefully because it requires you to arbitrate certain disputes and claims with SAC and limits the manner in which you can seek relief from us. 

1. Except as specified in below, you and SAC waive your rights to a jury trial and to have any dispute arising out of or related to these Terms or our Services resolved in court. Instead, all disputes arising out of or relating to these Terms or our Services will be resolved through confidential binding arbitration in accordance with the Streamlined Arbitration Rules and Procedures (“Rules“) of the Judicial Arbitration and Mediation Services (“JAMS“), which are available on the JAMS website and hereby incorporated by reference. The arbitration will be held in the county in which you reside, provided that if the claim is for $25,000 or less, either you or SAC may choose to conduct the arbitration through a telephonic hearing. You either acknowledge and agree that you have read and understand the rules of JAMS or waive your opportunity to read the rules of JAMS and any claim that the rules of JAMS are unfair or should not apply for any reason.  
2. You and SAC agree that any dispute arising out of or related to these Terms or our Services is personal to you and SAC and that any dispute will be resolved solely through individual arbitration and will not be brought as a class arbitration, class action or any other type of representative proceeding.
3. To the maximum extent permitted by applicable law, you and SAC agree that these Terms affect interstate commerce and that the enforceability of this Section 16 will be substantively and procedurally governed by the Federal Arbitration Act, 9 U.S.C. § 1, et seq. (the “FAA“).   As limited by the FAA, these Terms and the JAMS Rules, the arbitrator will have exclusive authority to make all procedural and substantive decisions regarding any dispute and to grant any remedy that would otherwise be available in court; provided, however, that the arbitrator does not have the authority to conduct a class arbitration or a representative action, which is prohibited by these Terms. The arbitrator may only conduct an individual arbitration and may not consolidate more than one individual’s claims, preside over any type of class or representative proceeding or preside over any proceeding involving more than one individual. You and SAC agree that for any arbitration you initiate, the party filing the claim will pay the filing fee and the parties will split the remaining JAMS fees and costs.  You and SAC agree that the state or federal courts of the State of Utah and the United States sitting in Summit County, Utah have exclusive jurisdiction over any appeals and the enforcement of an arbitration award.
4. Any claim arising out of or related to these Terms or our Services must be filed within one year after such claim arose; otherwise, the claim is permanently barred, which means that you and SAC will not have the right to assert the claim. 
5. You have the right to opt out of binding arbitration within thirty (30) days of the date you first accepted these Terms by emailing [email protected]. In order to be effective, the opt-out notice must include your full name and clearly indicate your intent to opt out of binding arbitration. By opting out of binding arbitration, you are agreeing to resolve Disputes in accordance with the Governing Law and Venue section below.
6. This Section 16 will not apply to (i) small claims disputes in which you or SAC may seek to bring an individual action in small claims court located in the county of your billing address or (ii) disputes in which you or SAC seeks injunctive or other equitable relief for the alleged unlawful use of intellectual property.  

Governing Law and Venue

These Terms and your access to and use of our Services will be governed by and construed and enforced in accordance with the laws of Vermont, without regard to conflict of law rules or principles (whether of Vermont or any other jurisdiction) that would cause the application of the laws of any other jurisdiction. Any dispute between the parties that is not subject to arbitration or small claims court will be resolved in the state or federal courts of Vermont and the United States, respectively, sitting in Chittenden County, Vermont.  

Export Compliance

All or part of our Services or the products purchased via our Services may be subject to U.S. export control, customs or economic sanctions laws (“Export Controls”).  You agree to comply with all Export Controls as they relate to your receipt and use of our Services and the products purchased via our Services. You represent and warrant that: (a) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country; and (b) you are not listed on any U.S. Government list of prohibited or restricted parties.  

Government Users

This section applies only if you are acting on or behalf of an agency of the U.S. government.  If acquired by any agency of the U.S. government, such agency acknowledges that: (a) any software obtained in connection with the Services (such as a mobile app) constitute “commercial computer software” or “commercial computer software documentation” for purposes of 48 C.F.R. § 12.212 and 48 C.F.R. § 227.7202, as applicable; and (b) such agency’s rights are limited to those specifically granted under these Terms.

Termination

We reserve the right, without notice and in our sole discretion, to terminate your right to access or use our Services or to discontinue all or a part of the Services. We are not responsible for any loss or harm related to your inability to access or use our Services.

Miscellaneous

If any provision or part of a provision of these Terms is unlawful, void or unenforceable, that provision or part of the provision is deemed severable from these Terms and does not affect the validity and enforceability of any remaining provisions. These Terms and any applicable Additional Terms constitute the entire agreement between you and SAC relating to your access to and use of our Services. The failure of SAC to exercise or enforce any right or provision of these Terms will not operate as a waiver of such right or provision. The section titles in these Terms are for convenience only and have no legal or contractual effect. Except as otherwise provided herein, these Terms are intended solely for the benefit of the parties and are not intended to confer third-party beneficiary rights upon any other person or entity.  You agree that communications and transactions between us may be conducted electronically. 

Changes to Terms

We may make changes to these Terms from time to time.  If we make changes, we will provide notice of such changes, such as by sending an email notification, providing notice through our Services, or posting the amended Terms to our Services and updating the “Last Updated” date above. Unless we say otherwise in our notice, the amended Terms will be effective immediately and your continued access to and use of our Services after we provide notice will confirm your acceptance of the changes. If you do not agree to the amended Terms, you must stop accessing and using our Services.  

Contact

If you have any questions or concerns regarding the Services or these Terms, please contact SAC at: SAC, Incorporated, 1050 Hinesburg Road, South Burlington, VT 05403 [email protected], or +1 802 448 5700.